Personal Savings

Tapping into your own savings is the most direct way to fund a franchise. You don’t need approvals or lenders, and there are no interest payments to worry about. But the tradeoff is risk—you’re investing your own hard-earned capital. For candidates confident in their financial cushion, this can be the fastest path to franchise ownership.

Bank Loans

Traditional bank loans are a popular option for franchise funding. They typically offer competitive interest rates and terms, but approval can be challenging.

SBA Loans

The Small Business Administration (SBA) offers government-backed loan programs that make lenders more willing to finance franchise buyers. These aren’t loans from the SBA itself—they’re provided through banks and credit unions. Navigating SBA loan requirements can be tricky, but

Franchisor Financing

Some franchise brands offer in-house financing designed specifically for new franchisees. These programs can cover franchise fees, equipment, or startup costs. Terms vary widely, so careful evaluation is key. Mike can help you weigh the pros and cons of a franchisor’s financing offer.

Equipment Leasing

Instead of tying up capital in equipment purchases, many franchisees lease. Leasing reduces upfront costs and makes it easier to upgrade when technology changes.

ROBS (Rollovers as Business Startups)

A ROBS plan allows you to use retirement savings to start or buy a franchise—without paying early withdrawal penalties or taxes. While this can be a powerful funding tool, it’s also complex and must be structured carefully.

Friends and Family

Borrowing from loved ones can be a flexible and accessible way to raise funds. However, it’s essential to establish clear terms to avoid damaging relationships.

Schedule Your

Strategic Consultation

Whether you're ready to invest in a franchise or transform your business into one, a strategic conversation with an expert is the most critical first step.

Mike will personally review your goals and help you map out a clear path forward. Use the calendar to book a call, or send your details through the form for a prompt reply.

What are you looking to do?